IVF Cost in India – Factors, Cost Breakdown, and Financial Planning

IVF Cost in India

An IVF journey is a roller coaster and demanding ride, physically, emotionally, and most times, even financially. If you’re considering getting IVF treatment in India, it would be prudent to get a complete understanding of the IVF cost in India and its breakdown, to be able to make well-informed decisions about their plan of treatment.

Understanding the financial costs involved in the treatment process and planning your finances accordingly should be the first step you take once you choose IVF as your go-to fertility treatment option. Let’s take a look at some surface level numbers –

Average Cost of IVF in India

Although IVF cost in India depends on a number of factors, the average cost of an IVF treatment in India can range anywhere between ₹75,000 to ₹3,50,000. It must be noted that the final cost of your treatment cycle will depend on a number of variables like number of cycles required, consultation fee, pre-cycle diagnostics, location, and so on. From city to treatment complexity, everything influences the cost of IVF treatment in India.

Interesting Fact: India is known to be one of the top countries to provide advanced & high-quality IVF treatment at an affordable price.

Comparison of IVF Cost in India vs IVF Cost in Other Countries

IVF clinics in India provide treatment at significantly discounted rates when compared to other countries like the United States or Europe. In fact, leading IVF clinics like Zeeva even offer flexible payment options to their international patients at Zeeva for ease and convenience.

Breakdown of IVF Cost in India

Consultation Fee

Fee of the initial few consultations with a fertility specialist is a non-negotiable portion of the cost of your IVF treatment process. These consultations involve discussing the patient’s medical history, their fertility concerns, and goals.

Goes without saying, this consultation fee component varies with every clinic and doctor. Zeeva, for instance, is a leading IVF center in Noida that provides first doctor consultation free of charge.


An IVF treatment cycle usually involves certain medications. For example, your fertility doctor may prescribe medication for ovarian stimulation, for luteal support, or for egg maturation. The cost of these medications would depend on the doctor prescribed protocol, dosage, and duration.

Tests & Scans

Fertility evaluation before and during the treatment cycle, sometimes for both partners, may involve various kinds of tests and scans. This may include blood work, ultrasound, and semen analysis.

Egg Retrieval

This is a surgical procedure that involves retrieval of eggs from the patient’s ovaries. This procedure cost includes surgeon fee, anaesthesia cost, and the cost of using the OT.

Embryo Culture & Development

Once the fertilisation is done, embryos are cultured before the transfer. This process involves OT charges and the doctor’s fee.

Cryopreservation of Embryos

The process of preserving surplus embryos for future use is called Cryopreservation. This cost includes the processing and storage charges. 

Factors That Influence IVF Cost in India

Here are some factors that influence the IVF cost in India –

  • Patient’s age
  • Patient’s medical history
  • Ovarian reserve of the patient
  • Type of IVF procedure
  • Additional procedures
  • Number of IVF cycles required
  • Complexity of the treatment
  • Experience of the fertility or IVF specialist
  • Medication and consumables
  • Clinic’s reputation
  • Clinic’s location
  • Technology used

Does Insurance Cover IVF Treatment Cost in India?

Insurance plans available in India do not cover expenses or costs associated with IVF treatment. IVF, typically viewed as an elective procedure and not a necessity, leads to this exclusion.

However, we recommend contacting your insurance provider to check the availability, scope and extent of insurance cover related to IVF procedure.

However, Zeeva provides flexible EMI options on IVF treatment packages for patient’s ease and convenience.

How to Choose an IVF Clinic Worth the IVF Treatment Cost?

When choosing an IVF clinic worth the money you will spend on your IVF treatment procedure, consider these factors –

  • If the IVF clinic certified or registered
  • If the clinic is equipped with the latest techniques and technologies
  • If the team of specialists are up to speed with the latest advancements in the field
  • If the clinic has positive and authentic reviews
  • If the clinic caters to a good number of IVF patients on a monthly basis

Zeeva is a leading IVF center in Noida, led by Dr. Shweta Goswami who has over 20 years of experience in the field of fertility and an incredible success rate with IVF treatments. Schedule the first FREE consultation at Zeeva IVF center in Noida.

Also read, Everything You Need to Know About IVF Success Rates and Risks.

Frequently Asked Questions

How much is the cost of IVF in India?

Cost of IVF in India varies depending on a number of factors, but it typically ranges anywhere between ₹1,00,000 to ₹2,50,000. To get a proper understanding and estimate of the cost involved, schedule a consultation with an IVF specialist and get the process started.

Is India good for IVF treatment?

India is renowned for its advanced and specialised IVF treatments at pricing that is very affordable when compared to other countries that provide IVF.

Is IVF legal in India?

Yes, IVF is legal in India and regulated by the Indian Council of Medical Research (ICMR). When looking for an IVF clinic in India, always ensure the clinic you choose is renowned and certified or registered. If you’re looking for a reputed IVF clinic in Noida or DelhiNCR, schedule a consultation at Zeeva.

Can we choose gender in IVF?

Gender selection is prohibited in India.

Is IVF painful in India?

India has some of the best IVF clinics with fertility specialists who have extensive experience and expertise in the field. IVF procedures in India, under the guidance of this expertise, combined with the advanced techniques & technologies and top-tier infrastructural facilities, ensure that the experience is not only successful but extremely comfortable for the patients.

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Dr. Shweta Goswami
Dr. Shweta Goswami
Dr. Shweta Goswami, MBBS from MAMC, MD in Obstetrics and Gynecology, and Fellowship in IVF & Reproductive Medicine, is a renowned IVF specialist in Delhi with 20+ years of experience. She specializes in various fields of reproductive medicine, including IVF, ICSI, donor egg surrogacy, and laparoscopy. Dr. Shweta approaches infertility treatment through technology innovation and a professional clinical approach. Book an Appointment View Details

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